it's funny how things in life change...

[greenspeed]

I'm graduating college in May. So I did the normal job search and found a job with the Department of Treasury as a controller of the currency. I went to my interview but knew I wouldn't know about a 2nd interview or a job offering until the end of April. I decided to go out and get myself a job for the summer at least so I had something to do. So that took place working for denali national park in Alaska.

Well this week I got a call from the Dept of Treasury for a 2nd interview in a few weeks. I'm really excited about this interview. However this is a salary job with traveling, and I can't go to Alaska. But here is where I'm excited...

If I land the job with the Dept of Treasury I am going to go out on my 22nd birthday (August 15th) and pick myself up an 09 Spec B. I'm so glad they went to Satin White Pearl this year, I really like the color. I'm still going to keep my BD but I want to get a spec b because I'll be doing a lot of driving for work, and want something that's going to be fun to drive, comfortable, and sat/nav. :smt026

Does anyone know a lot about the 09 Spec B's? I really want to know if the interior is two toned in the spec b's like the 2.5i's...

[Huffer]

1. Really really dumb to load yourself up with debt in a depreciating asset in this economy.
2. If you're driving a lot for work - why in the heck would you make a payment on a hunk of metal that's just going to sit in your driveway?

I really think you're putting your cart before your horse - you will be spending money before you've even made it.

[T_F_E]

Yeah that would be awesome, but there are other ways to reward your self buddy. No one in my family has ever bought a new car just because of how much value you lose just driving it off the lot. I think you should wait a while, you know make sure you have a stable secure job and you can easily afford the payments, and by then have enough for a good down payment

[greenspeed]

I would start the job in June. I was going to wait a few months before buying anything to get myself on my feet. To make sure I did have a stable job and also to make sure I could afford it.

[SilentRacer]

may i ask what the salary range for this job is?

[rougeben83]

didn't you just finish swapping your current Leg?

[impreza_GC8]

Mad props to you however you should buy one used. The whole "I want a brand new car phase" is ridiculous. Then again, I'm young enough to have never been in the position to buy a new car (yet). I'll keep playing with my old Subarus.

[Huffer]

A few months at a job doesn't qualify as stable. I've seen some people in the same companies for 15 years doing relatively necessary jobs (hello financial controller/head acct/CEO IT operations) being laid off. If you're out on the road you have even more to worry about because there are always electronic means of communicating with clients.

You don't want to be stuck with a $300 p/month payment (on a 5 year loan on a car that will be worth about 50% of what you're paying for it by the time you're done) if suddenly someone higher up decides that they don't need you anymore...because everyone is tightening their budgets; Feds included.

The only real way you can justify buying a new car is if you can do it with cash. And even then I wouldn't do it because you can't beat liquid cash for asset protection.

[Huffer]

may i ask what the salary range for this job is?

I'm guessing that this is the job:

http://www.occ.treas.gov/jobs/entry-level.htm


Careers at the OCC:
Entry-Level Bank Examiner Careers
Competitive Salaries
The OCC offers competitive salaries under a performance-based pay plan. The entry-level examiner starting salary is a non-negotiable $47,000 per year, plus an additional supplement in certain high cost locations.

[greenspeed]

huffer way to stalk the job!!!!! Yeah that is the job...Gov't jobs are really stable...you don't see postmen getting laid off or congressman taking pay cuts do you? or people in the IRS getting the can

[Bookem]

Really it's your decision to make, soetimes you need to fail early to really let it sink in, and you might not fail at all. I'm along with everyone else in waiting to buy a new car, if you need a different car buy something cheaper but decent. This is just what I did when I took a salaried position a few years ago, and knew I would travel quit a bit, so I loaded up on stuff I could use like a quality smart phone, Ipod, nice clothes and accssories (watches, necklaces) decent furnishings at home and security items like retirement and a savings plan. If I had the urge to spend money it was going out with friends, movies, concderts, comedy shows and lastly upgrades on my Suburban or on the lgt. Once the traveling slowed down then I sold my beater car (a grand am gt) and focused on making the the car and truck I wanted out of what I had. Remember the more money you make the more you spend, stick your feet in the water before you dive in.

[greenspeed]

I posted this same thread on legacygt and it's really fascinating the difference of responses on here than on lgt. In all honesty I don't think I'll go out and buy an 09 brand new. I'm with everyone else on the loosing value things. Just hoping that when I am ready to buy I can get a spec b in white for a really decent price.

And to calm down and suspicions I am not selling my BD...it needs to get into a body shop really bad...and a trans REALLY BAD...but I love it and we've been through a lot together!

[Huffer]

huffer way to stalk the job!!!!! Yeah that is the job...Gov't jobs are really stable...you don't see postmen getting laid off or congressman taking pay cuts do you? or people in the IRS getting the can

Actually they're not.
USPS raised mail prices AGAIN - the 3rd time in 12 months and laid off/early retired workers in October 08.
http://www.federaltimes.com/index.php?S=3766417


Next step for USPS: Layoffs?
By ELISE CASTELLI
October 11, 2008
Will there be layoffs at the U.S. Postal Service? That’s the buzz among the agency’s 670,000 workers as signs grow that the agency is sliding further into financial trouble.
The Postal Service has already extended early-retirement offers to more than 156,000 postal workers — roughly 20 percent of its work force. And the postmaster general, John Potter, told the largest postal union that the agency has identified as many as 16,000 employees who can be laid off without the need for collective bargaining because they lack seniority.
Last month, nearly 3,700 employees had accepted early retirement offers in the first of three rounds of early-retirement offers.
That represents about 5 percent of the 72,000 mail handlers, clerks, distributions operations supervisors and customer service supervisors who were eligible in the first round that expired Sept. 30. Most experts consider that a good response rate.

You forget that the Govt is not a business - it doesn't run if people don't pay taxes; if people can't pay taxes because they're not working the govt. has no money. What gets axed first? non-essential services - audit frequency drops because transaction numbers drop, therefore they don't need as many auditors. And the least experienced will be axed first.

However - you do have a good point; in the existing system the govt is a rather large and bloated and it is likely that that kind of infrastructure will be one of the last services to be cut - it's amazing how the govt is able to self-justify programs and services.

I'm really not surprised you'd get a different (probably "yes! Buy one!") response from legacygt.com... afterall they would love to add another to their number! :lol: but seriously, those guys over there seem to have endless bank accounts.

[greenspeed]

hahaha that is true...you guys are mostly eastcoasters in my mind too...and the economic recession seems to get more severe the further east you go in the states...huffer i know your from ohio...so simmer LOL :smt020

[rougeben83]

hahaha that is true...you guys are mostly eastcoasters in my mind too...and the economic recession seems to get more severe the further east you go in the states...huffer i know your from ohio...so simmer LOL :smt020

I used to post a lot over at LGT.com. I imagine a lot of the LGT.com guys to be more like popped collar-bros driving G35's and the like than actual subaru owners that I've met IRL (sorry silentracer :grin: :lol: ). They...tend to have different priorities to say the least.

[Huffer]

Actually I'm from NZ, and I lived in San Fran for a short time. So you simmer. :P

Oh, and as for your "safe" jobs:
http://www.boston.com/news/local/new_ha ... t_offices/ (http://www.boston.com/news/local/new_hampshire/articles/2009/03/20/USPS_to_close_district_offices/)

Seriously though, I'm not at all bitter if that's what you think - I would just hate to see someone like you who is young, have a promising career and financial future ahead of you simply throw it all away just for the sake of owning a nice car. It's just not worth it. It never is.

I've seen a homeless banker in downtown sleeping in his G35 because he couldn't afford his rent AND his car payment. So he sleeps in his car. I'm not kidding you.

[T_F_E]

Actually I'm from NZ, and I lived in San Fran for a short time. So you simmer. :P

Oh, and as for your "safe" jobs:
http://www.boston.com/news/local/new_ha ... t_offices/ (http://www.boston.com/news/local/new_hampshire/articles/2009/03/20/USPS_to_close_district_offices/)

Seriously though, I'm not at all bitter if that's what you think - I would just hate to see someone like you who is young, have a promising career and financial future ahead of you simply throw it all away just for the sake of owning a nice car. It's just not worth it. It never is.

I've seen a homeless banker in downtown sleeping in his G35 because he couldn't afford his rent AND his car payment. So he sleeps in his car. I'm not kidding you.

I would totally live out of the back of an 09 sti...lol

[Huffer]

^^ not when it drops below 45deg. Cars are like freezers in cold weather.

[greenspeed]

Oh you're totally right huffer. My brother wanted a new car, so after he graduated he bought a 05 cavalier. it wasn't expensive, but he was smoothered in debt trying to make payments. Working shit job after shit job...not going to college, and so on...so I've seen it...I'm really dreaming that I can get a new car, however if I need to wait a year or so I'm happy...

Sleeping in a car below 45 isn't bad...this year alone...I slept in my legacy 3 times at 0-20 degrees, one was during a snow storm, woke up to rocker high snow. Then I slept one night in a 91 civic hatch at 10 degrees...that was a lot colder than the legacy lol

[T_F_E]

Yeah it wouldn't be that bad sleepin in a car, I lived for 2 months in a snow cave ;)

[rougeben83]

http://content.costco.com/Images/Content/Product/257887.jpg

:smt005